Business Checking Overview

At Community Bank we have a variety of business products to fit your needs.

Business Analysis Solutions Account | Preferred Business Checking
Community Checking Account

Business Analysis Solutions Account

The Business Analysis Solution Account has been specifically designed to meet the needs of our larger and high-volume business customers. If you tend to maintain larger balances, you can offset fees in the form of an earnings credit. That leaves you with more money to spend on developing and managing your business.

Your earnings credit is based on the daily average collected balance (less 10% reserve), times the earnings credit rate, times the number of days in the statement cycle divided by 365 days. Fees that can be offset by the earnings credit include:

  • Account maintenance
  • Items cleared
  • ACH items
  • Deposit tickets
  • Checks deposited

Preferred Business Checking

We know that every business is different, and we work hard to supply all of our business customers with individual solutions and accounts that are flexible to fit their specific needs. If your business has moderate transaction volume and you can keep a $1,000 minimum balance, our Preferred Business Checking allows you to avoid monthly service charges.

Requirements to Avoid Monthly Service Charges

  • Maintain a minimum balance of $1,000
  • Use 300 (or less) credit and/or debit items per month

Features and Benefits

  • Community Bank Business Checkcard for purchases or cash withdrawals
  • Check images are included with every monthly statement
  • Online Banking allows you to preview your Preferred Business Checking account anytime

Community Checking Account

This is an interest-bearing checking account designed for low-to-moderate volume non-profits and sole proprietors. Keep a $500 minimum balance and pay no monthly maintenance fee, including 200 debit and/or credit items per month.

Requirements to Avoid Monthly Service Charges

  • Maintain a minimum balance of $500
  • Use 200 (or less) credit and/or debit items per month

Features and Benefits

  • Account earns interest¬†
  • Community Bank Business Checkcard for purchases or cash withdrawals
  • Check images are included with every monthly statement
  • Online Banking allows you to preview your account anytime