Products at a Glance

Features and Details Business Analysisapply now Preferred Businessapply now Community Checkingapply now
Minimum Opening Deposit $100 $100 $100
Monthly Maintenance Fee $15 plus activity charges (Earnings Credit available) $12 if below minimum balance plus item charges apply if limits are exceeded $12 if below minimum balance plus item charges apply if limits are exceeded
Minimum Balance to Avoid Fee Earnings Credit applies based on activity, balance, etc. and could clear or reduce charges $1,500 average daily balance $500 average daily balance
Transaction Limits None 300 debits and/or credits per month (including POS) 300 debits and/or credits per month (including POS)
Earns Interest No No
If desired, this can be declined
Check Images
Free Logo Check Order $100 towards first check order No No
E-Statements and/or Online Banking Available, must enroll. Additional charges may apply, depending upon Online Banking services used, etc.
Fee Information Monthly fee is $15 plus per-item charges, $0.18/item paid, $0.15/check deposited, $0.12/ACH credit, $0.15/ACH debit.
Earnings Credit can eliminate or lower the monthly charge.
If minimum balance is not maintained: $12 fee plus $0.25 per debit and/or credit applies if limits are exceeded.
If transaction limit is exceeded: $0.25 per item charge applies to excess transactions.
If minimum balance is not maintained: $12 fee plus $0.25 per debit and/or credit applies if limits are exceeded.
If transaction limit is exceeded: $0.25 per item charge applies to excess transactions.
Additional Notes This is a high volume account. Non- profits may prefer this account to the Community Checking option. RDC, ACH and Wire and Perks @ Work fees can be offset using Earnings Credit.* None For Sole Proprietors, Sole Member LLC and Non- Profits Only
Applies to All Persons with signing roles on the business account can get free business Checkcards, provided Commercial customer approves
  full summary full summary full summary

*Effective January 1, 2021