Make saving a part of business.
A Community Bank Certificate of Deposit (CD) is a secure way to invest cash on hand. Your investment earns a predetermined interest rate upon maturity. Deposit accounts are insured by the FDIC up to $250,000.
- Minimum investments as low as $500
- Term lengths from four months to five years
Certificate of Deposit Account Registry Service or CDARS is similar to a CD, but through the IntraFi Network Deposits, you can invest larger sums of money and receive FDIC protection on amounts up to and even beyond $50 million. This is made possible by breaking up your investment across CDs in multiple banks inside the network. You get the convenience of a single CD, interest rate and statement, but you benefit from the protection of multiple CDs.
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- Minimum investment $10,000
- Term lengths from two months to five years