Business Lenders

Community Bank’s team of business lenders can help you find the best solution for your business, right here in Southern Maryland and the Fredericksburg region. We believe the best way to do business is to get to know you, person to person, face to face. Once we understand your goals, we can provide solutions that exceed your expectations.

Annapolis & Calvert County

Warren Rice

Senior Vice President and Commercial Loan Officer 
ricew@cbtc.com
443-808-8231


Warren serves as Senior Vice President, Commercial Loan Officer for the Calvert County market. In this role, he will focus on generating business lending opportunities while building banking relationships within the business community. He joins Community Bank from Virginia Partners Bank where he served as Senior Vice President, Commercial Lender. Prior to that, he worked for PNC Bank for 25 years. He received his Bachelor of Science degree in Communications with a business administration concentration. He is also a graduate of Maryland Banking School.

Warren, a resident of Calvert County, is an active member in his community. He currently serves as a board member for the Calvert County Economic Development Authority.  
 

Charles County

Ernest Williams, Jr.

Executive Vice President and Senior Lender, Charles and St. Mary's County
williamse@cbtc.com
301-475-7936

Photo of Ernest Williams, Jr.

Ernest is responsible for the supervision and development of the commercial relationships and loan activity for Charles and St. Mary’s County. Prior to joining Community Bank, he was an assistant vice president and commercial and consumer loan officer at First National Bank of St. Mary’s (now PNC Bank). 

Ernie attended the College of Southern Maryland and graduated from Maryland Bankers School. He also trained in the credit department of Mercantile Bank, Baltimore and completed Omega for Commercial Lending to Business Consumer Lending. Additionally, he has completed various courses through the American Institute of Banking and with Robert Morris Associates. 

Ernie is an advisory board member of the College of Southern Maryland, St. Mary’s County and a board member of the St. Mary’s County Chamber of Commerce. He is the past board of trustees’ president at St. Mary’s Nursing Center, Inc., past president of the Leonardtown Lions Club and past president of the Seventh District Rescue Squad Auxiliary. 

Susan Rollins

Vice President and Commercial Loan Officer
rollinss@cbtc.com
301-392-3540


Susan is responsible for growing commercial loan and deposit business relationships Charles County. Prior to joining the bank, she held several positions at PNC Bank including Consumer Lender, Commercial Lender and Branch Manager. In all, she has over 30 years of experience in the banking industry.

Ms. Rollins has successfully completed the RMA Commercial Lending School program at East Carolina University in 2007. She gives freely of her time, currently serving on the Charles County Freedom Landing Board. 

St. Mary's County

Ernest Williams, Jr.

Executive Vice President and Senior Lender, Charles and St. Mary's County
williamse@cbtc.com
301-475-7936

Photo of Ernest Williams, Jr.

Ernest is responsible for the supervision and development of the commercial relationships and loan activity for Charles and St. Mary’s County. Prior to joining Community Bank, he was an assistant vice president and commercial and consumer loan officer at First National Bank of St. Mary’s (now PNC Bank). 

Ernie attended the College of Southern Maryland and graduated from Maryland Bankers School. He also trained in the credit department of Mercantile Bank, Baltimore and completed Omega for Commercial Lending to Business Consumer Lending. Additionally, he has completed various courses through the American Institute of Banking and with Robert Morris Associates. 

Ernie is an advisory board member of the College of Southern Maryland, St. Mary’s County and a board member of the St. Mary’s County Chamber of Commerce. He is the past board of trustees’ president at St. Mary’s Nursing Center, Inc., past president of the Leonardtown Lions Club and past president of the Seventh District Rescue Squad Auxiliary. 

Erin Burch

Vice President and Commercial Loan Officer
burche@cbtc.com
301-475-7968

Photo of Erin Burch

As a Commercial Loan Officer for Community Bank, Erin is dedicated to providing custom solutions in order to fulfill the lending needs of our commercial customers. She is responsible for growing commercial lending and deposit relationships in the St. Mary’s County market. 

Erin has over 12 years of experience in the Banking Industry.  Prior to joining Community Bank in 2013 as a Commercial Credit Analyst, she served as a Relationship Manager for PNC Merchant Services. She has proven success in her leadership and accounting abilities. Erin is from St. Mary’s County and takes pride in being an active member of the community through her participation in various events and functions. She currently serves on the Board for Health Shares of St. Mary’s. 

Virginia

Tony Farland

Executive Vice President and Senior Lender, Fredericksburg
farlanda@cbtc.com
540-412-0160

Photo of Tony Farland

Tony is responsible for leading the Fredericksburg, Virginia commercial lending team, which consists of two commercial loan officers, a loan support specialist and a loan portfolio manager.  His position with the Bank includes managing his team and their generation of commercial loans, deposits and other ancillary business.  He has over 18 years of experience in banking and finances and joined Community Bank in 2011. Tony is a graduate of the Virginia Bankers Association’s School of Bank Management at The University of Virginia’s Darden School of Business. He completed various courses through the American Bankers Association and the Center for Financial Training. He also completed the Credit Training program through Omega, in Pittsburgh.

Tony is actively involved in Fredericksburg and surrounding communities, to include Stafford, Spotsylvania and King George Counties, where he volunteers for organizations such as the Rappahannock United Way and Rappahannock Area YMCA.  He is a Board Member for the King George Branch of the Rappahannock Area YMCA as well as the annual campaign chair. Tony is also on the Board of Directors of the Fredericksburg Country Club and serves on their finance committee.

David Belman

Vice President and Commercial Loan Officer
belmand@cbtc.com
540-412-0164

Photo of David Belman

David has over 20 years of experience in the financial industry and currently serves the commercial lending needs for clients throughout the Fredericksburg market. 

He attended Germanna Community College and completed the RMA Commercial Lending School program at East Carolina University. He is an accredited Asset Management Specialist through the Institute of Wealth Management and has attended numerous workshops on commercial banking through the Virginia Bankers Association. David frequently gives of his time to support community organizations. He has served on the board of directors for the Rappahannock United Way and the Rappahannock Area YMCA and was treasurer of the Stafford Ruritan Club. 

Ben Hall

Senior Vice President and Commercial Loan Officer
hallb@cbtc.com
540-395-6479

Photo of Ben Hall

Benjamin (Ben) T. Hall, native of Fredericksburg, VA, is Senior Vice President, Commercial Loan Officer for Community Bank of the Chesapeake. Ben joined Community Bank in June 2013. In his position, he is responsible for growing commercial relationships and loan activity within the Fredericksburg market. Ben& received his Bachelor of Science in Economics from Bridgewater College and has over 15 years of lending experience. Before joining Community Bank, he served as Vice President and Commercial Loan Officer at Virginia Community Bank. Currently, Ben is attending the Virginia Banker's Association School of Bank Management at the University of Virginia, with a graduation date set for 2019.

Ben is actively involved in the Fredericksburg community. He currently serves on the Board of Directors for the Fredericksburg Country Club and Central VA Housing Coalition. Ben serves on the finance committee of both organizations. He is also involved with the Fredericksburg Dominion Club and has active involvement in various Fredericksburg Chamber of Commerce functions.

Samuel Kessler

Vice President and Commercial Loan Officer 
kesslers@cbtc.com
434-400-9491


Sam serves as Vice President, Commercial Loan Officer for Orange, VA and the surrounding markets. In this role, he will focus on generating business lending opportunities while building banking relationships. Prior to joining Community Bank, Sam served for 13 years as Commercial Loan Officer at Blue Ridge Bank. He received his Bachelor of Science in Business Administration from Shepherd University and is a graduate of the Virginia Bankers Association Banking School.

Sam is an active member in his community. He is Past President and current Chairperson of Orange Christmas Parade Committee of the Rotary Club of Orange and the Past President and current Treasurer of the Orange Chamber of Commerce. He is a past board member of Germanna Community College, College Board.