Credit Card Login
The way you manage your cash flow makes a big impact on your business.
From saving to spending, every move matters. It’s why we offer the following three business credit cards, which are designed for the specific needs of our local businesses. We manage the cards, because we’re passionate about supporting you and our community.
Whether you are looking for a credit card with rewards, no annual fee or an introductory rate, we have a variety of cards to meet your needs.
Are you ready to get started with a business credit card? Apply Now
Choose the right card for your business needs.
|
My Business is Small to Medium Size |
My Business is Medium to Large Size |
Mastercard™ Community Businesscard™ |
Mastercard™ Rewards Businesscard™ |
Mastercard™ Corporate Businesscard™ |
Overview |
Give your business a financial advantage with an extended 0.00% APR introductory rate, followed by a low interest rate. |
Earn reward points per dollar spent on your business. Points can be turned into cash back or discounts on purchases—all with no annual fee. |
Enjoy consolidated statements, and free employee cards, online reporting, and dedicated cardmember service. Designed for businesses with $5 million or more in annual net sales, non-profits, or municipalities. |
Rewards |
N/A |
2 points for every dollar spent at Perks merchants and 1 point for every dollar spent on all other purchases. Rewards can be applied as a credit to an outstanding balance. |
2 points for every dollar spent at Perks merchants and 1 point for every dollar spent on all other purchases. Rewards can be applied as a credit to an outstanding balance. |
APR* |
14.40% |
17.40% |
17.40% |
Introductory APR1 |
0.00% for 9 months1 |
N/A |
N/A |
Annual Fee |
$0.00 |
$0.00 |
$0.00 |
Cash Advance APR |
24.99% |
24.99% |
24.99% |
Balance Transfer Fee |
3% of the balance transfer amount |
3% of the balance transfer amount |
3% of the balance transfer amount |
Balance Transfer APR2 |
12 months 0.00%2 |
6 months 0.00%2 |
6 months 0.00%2 |
Late Payment |
Up to $39.00 |
Up to $39.00 |
Up to $39.00 |
Returned Payment |
$39.00 |
$39.00 |
$39.00 |
Overlimit Fee |
N/A |
N/A |
N/A |
*This APR will vary with the market based on the Prime Rate. Rates are effective as of 3/21/2023.
10% Introductory Rate for 9 months from the date of account opening. After that, as of 3/21/2023 the APR will be 14.40% for Mastercard Community Businesscard customers, as listed above. This APR will vary with the market based on the Prime Rate.
20% Balance Transfer Rate for 12 months from the date of balance transfer for Mastercard Community Businesscard customers. After that, as of 3/21/2023 the APR will be 14.40% for Mastercard Community Businesscard customers.
0% Balance Transfer Rate for 6 months from the date of balance transfer for Mastercard Rewards Businesscard customers. After that, as of 3/21/2023 the APR will be 17.40% for Mastercard Rewards Businesscard customers.
0% Balance Transfer Rate for 6 months from the date of balance transfer for Mastercard Corporate Businesscard customers. After that, as of 3/21/2023 the APR will be 17.40% for Mastercard Corporate Businesscard customers.
This APR will vary with the market based on the Prime Rate.
Mastercard Rewards Businesscard and Mastercard Corporate Businesscard customers will earn 1 Reward Point for each dollar of eligible net purchases made with your CBTC Mastercard Businesscard within a billing cycle. Mastercard Rewards Businesscard and Mastercard Corporate Businesscard customers will earn 2 Reward Points for each dollar of eligible net purchases made at a Community Bank of the Chesapeake Perks merchant with your CBTC Mastercard Businesscard within a billing cycle. Reward Points do not expire. Rewards can be applied as a credit to an outstanding balance (statement credit). Rates for reward accumulation options may vary and are subject to change without notice.
Please see the Terms and Conditions for full account terms.
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