THE LATEST SCAMS YOU NEED TO BE AWARE OF IN 2023
Scammers continue to find ways to get their hands on your personal information and money. Remain vigilant and know the signs to look out for. Below are several scams to look out for in 2023 by Experian:
1. STUDENT LOAN FORGIVENESS SCAMS
Scammers may contact you via phone or create phony application sites aimed at stealing your SSN or bank account. They may use pressure or create urgent messages that encourage you to apply before it's too late, charging an application fee. It costs nothing to apply for student loan forgiveness. Go directly to the Department of Education website for information about applying for forgiveness.
2. CRYPTOCURRENCY SCAMS
Cryptocurrency scams typically involve fake prizes, contests, giveaways or early investment opportunities. Scammers may impersonate celebrities or popular websites to get people to send money or share login information. Be mindful of who you are sending money to.
3. ROMANCE SCAMS
Scammers often steal someone's identity or create fake profiles on dating and social media apps to meet victims. Many scammers will use stock photos or make excuses why they can't meet in person. They'll ask for money, or if you can buy them something after gaining your trust.
4. ONLINE PURCHASE SCAMS
This type of scam is that you purchase a product or service that's never delivered. Items are often sold on marketplace websites or social media. Paying with a credit card can help limit potential losses, as you can initiate a chargeback if you don't receive the product.
5. EMPLOYMENT SCAMS
Employment scams tend to target people who have been out of work a while. Be sure to verify employment opportunities before sending personal information, money, etc.
Read more common scams here and how to avoid them: The Latest Scams You Need to Be Aware of in 2023 - Experian
FDIC Consumer News: Beware of Fake Checks
Fight fraud with knowledge.
Protect Your Business From Fraud
Learn tips to keeping fraud in check.
Email Security Best Practices
At Community Bank of the Chesapeake we believe in keeping your information protected and secured.
Protect Your Mobile Phone From CyberCrime
Mobile Banking can be as safe as banking from your home computer, as long as you take the same precautions.
7 Tips for Protecting Yourself Online
Though the internet has many advantages, it can also make users vulnerable to fraud, identity theft and other scams. Protect yourself online with these tips.
Learn how to protect yourself from email fraud.
FDIC: Cybersecurity Awareness Basics
Consumers increasingly rely on computers and the Internet - the "cyber" world - for everything from shopping and communicating to banking and bill-paying.
Safe Mobile Banking: Latest Tips for Protecting Yourself
Using a smartphone, "tablet" computer or other mobile device to manage your finances can be convenient and help you monitor your money from practically anywhere.
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Do you use the same password for everything you do online?
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Are you on Facebook? Twitter? LinkedIn? Protecting your networks is up to you.
Mobile Devices: Stay Safe on the Go
Make certain you are taking the proper precautions to keep you and your mobile device safe.
Protect Your Debit Card
While your debit card may look like a credit card, the potential losses resulting from debit card fraud can actually be more severe.
What to Do If Your Identity's Been Stolen
If you suspect that your personal information has been used to commit fraud or theft, the Federal Trade Commission recommends you take the following steps right away.
How to Detect Identity Theft
Did you know as many as 9 million Americans have their identities stolen each year?
12 Ways to Protect Your Mobile Device
Your mobile device provides you convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals.
5 Ways to Protect Your Small Business From Account Fraud
Corporate account takeover is a type of fraud where thieves gain access to a business’ finances that may not be recoverable.
Clues Your Identity Has Been Stolen
Look out for these strange clues, that could mean Identity Theft!
How e-Statements Help Keep You More Secure
According to a Survey conducted by Javelin Strategy and the Better Business Bureau, theft of paper mail is among the three most common ways identity thieves gain access to private information.
Going on Vacation? Protect Yourself While You're Away
Identity theft can happen any time, but you could be an easier target when away from your home.
Looking for more resources to protect your finances? The American Bankers Association provides great articles and tips to keeping your money secure.
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