Security Center

Uncertainty is fueling fraud. Here's how to stop it. 
The COVID-19 pandemic has fueled scammers and fraud in ways we've never imagined. Fraudsters are taking advantage of the constantly changing routines, confusion and uncertainty that has swept through the world. ICBA recommends these 10 cybersecurity tips to help reduce fraud. 

1. Enable the strongest authentication tools. 
2. Use unique passphrases as passwords and differentiate them across multiple platforms. (Recommended at least 12 characters long) 
3. Do a system check. Purge unused apps, and sensitive information stored in old files and emails and ensure all software is current. 
4. Manage social media settings and minimize information sharing. 
5. Use Wi-Fi judiciously. Limit the type of business conducted over open public Wi-Fi connections, like logging into key accounts. 
6. Monitor account activity regularly. Look for irregular transactions and report discrepancies immediately. 
7. Back up intellectual property and other digital information and store it safely. 
8. Read the fine print when purchasing items online. Do not save credit or debit card information on merchant's website or app. 
9. Be mindful when shopping online and look for signs of illegitimate websites. (Spelling errors, missing contact info, etc.) 
10. Look for special indicators such as web addresses with https:// that denote extra measures to help secure your information. 

Stay vigilant and aware. Call your bank directly if you have any questions.
Source: Uncertainty is fueling fraud. Here’s how to stop it | Independent Banker