*Annual Percentage Rate (APR) is based on a $250,000 mortgage purchase with a loan-to value of 80% and a credit score of 740 or higher.  Owner Occupied is your primary, second or vacation home. If an escrow account is required or requested, your actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.  The disclosed payment does not include amounts for taxes and insurance and the actual payment will be greater.  All products and rates are subject to additional terms and conditions. Increased rate and or additional fees may apply.  Rates and fees subject to change without notice.