U.S. Savings Bonds

U.S. Savings Bonds are a great way to save for the future and earn interest on your savings. You may purchase savings bonds in amounts ranging from $25 to $5,000. Savings bonds must mature in order for you to receive the full amount of interest earned. Penalties apply if you redeem your savings bond early.

Purchasing U.S. Savings Bonds

Beginning December 31, 2011, Paper Series EE and I Savings Bonds will no longer be available through financial institutions. Purchases must be made through TreasuryDirect, a resource that allows you to purchase and redeem securities directly from the U.S. Department of the Treasury.

To purchase or manage U.S. Savings Bonds and other securities online, you will need to apply for a TreasuryDirect account. The application process is quick and easy:

  • Visit www.treasurydirect.gov. Please have your social security number or federal taxpayer ID number, email address, and bank account and bank routing numbers ready.
  • Complete the account setup and security portions of the registration process.
  • Once you complete all steps, you will receive an email from TreasuryDirect with your account number. Your access card will arrive in the mail within 14 days.

For answers to questions about U.S. Savings Bonds and other ways to save for the future, please contact your local Community Bank branch.