Account Types

Our savings options give you the foundation for a secure future. Build your balance, earn higher rates and watch your savings grow through the magic of compounding. Breathe easy. Your money is accessible; there when you need it and safe when you don’t.

Save even more when you access thousands of surcharge-free ATMs through the Allpoint Network.

Click on a column header to sort the chart.

CompareSavings AccountMinimum Opening BalanceMinimum Daily Balance to Earn Annual Percentage Yield (APY)Minimum Balance Service Charge (per month)ATM Access
Christmas Club$10N/A$5 (below $40)No
Kids Club Account*$25N/A$5 (below $25)No
Spirit Savings**$100N/A$5 (below $100)Yes
Statement Savings$300N/A$5 (below $300)Yes

*For children age 12 and younger.
**Available for individuals age 13-21. ATM access is only available for individuals age 16 and older.

APY means annual percentage yield. The interest rate and annual percentage yield (APY) may be changed at our discretion at any time after the account is opened.

Fees imposed on these accounts may reduce earnings.

All fees are subject to change without notice. Please view our Universal Fee Schedule for other fees that may be applicable to these accounts.